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The national registration search contains the names of all individuals and firms who are registered to sell securities in Canada.

Resources for Retirement

It’s a good idea to start investing early in life in order to take advantage of the benefits of time and compound interest. However, it is also never too late to start.

Increasingly, the responsibility for retirement planning is shifting from employers to the individual. For many Canadians, saving for retirement is one of the largest financial goals they will have. Informed investing with a clear plan is one of the ways to work towards this financial goal and others.


When's the best time to invest for retirement?

As a person goes through life, they will have different investment objectives and different time horizons of when they’d like to meet those objectives. It’s therefore important to develop a long-term investment plan that can be adjusted along the way.

If, at this stage of life, you are finding your retirement savings and investments won’t meet your health care and other anticipated financial requirements, you may need additional sources of financial support. It’s likely that your personal circumstances (e.g. income, lifestyle, risk tolerance) have changed since you first started investing so now might be a good time to meet with an adviser to reassess your investment strategy.

Be wary of the temptation to invest in investments offering unbelievable returns in order to quickly make up for financial losses or inadequate savings. These types of opportunities might have a higher risk level than you can realistically afford. Due diligence and research will help protect your money.

 

Helpful resources

 
 
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